Financial Future
Built on Trust.

Typically, you need identity proof (Aadhar/PAN), address proof, income documents like salary slips or ITR, and bank statements for the last 6 months. Our doorstep service collects these for you securely.

With Ethics Sales, we usually secure an in-principle approval within 4-24 hours, depending on the banking partner and specific loan product chosen.

We maintain 100% transparency. All bank processing fees, stamp duties, and other charges are clearly explained on paper before you sign any document. There are absolutely no hidden surprises.

While a higher CIBIL score (750+) secures the best interest rates, we work with specialized NBFCs and banks that offer custom loan products for lower scores or those new to credit. Our advisors guide you through all viable options.

No, our initial consultation and loan advisory services are completely free for the borrower. We earn our fee directly from our banking partners only when your loan is successfully disbursed.